Money Advice Service 

If you need money advice and guiding in the right direction then the Money Advice Service is a great place to get help.

The Money Advice Service provides free and impartial money advice, set up by government to help and guide you.

Here, you can access advice and guides to help improve your finances, and tools and calculators to help you keep track and plan ahead.

Online tools

Benefits – benefit entitlments and information about Universal Credit

Budget planner – two quick quizzes to track finances

Budgeting and managing money – advice on running a bank account, planning finances, and cutting costs

Cut back calculator - see how you can cut back on your regular spending

Debt and borrowing – taking control of debt, free debt advice, and how to borrow affordably

Make your money go further - a beginners guide to managing your money

Tools and calculators – calculators, letter templates and free printed guides